A
number of life circumstances can precipitate the need for a jewelry
appraisal. The most common occurrence is
the purchase or receipt of fine jewelry that needs to be insured. AIGR appraisals are performed so that in the
case of a loss, a replacement by the insurance company will have the same
quality and value as the original item.
Store receipts frequently have insufficient information, and family
heirlooms sometimes have no documentation.
The burden is on the owner of the jewelry to prove the extent of a loss
to an insurance company.
Changes in
family situations (death, divorce) can also necessitate an appraisal for taxes,
distribution, etc.
An appraisal is also
an excellent sales tool if you are finding a new home for your jewelry.
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