Monday, August 14, 2017

What qualifications do AIGR’s appraisers have?

Warren and Melinda Pressler are both GIA Graduate Gemologists with many years of experience appraising jewelry.  Warren has over 40 years’ experience, and Melinda has 15 years.  Warren is a charter member of the National Association of Jewelry Appraisers and received Independent Certified Gemologist Appraiser (ICGA) designation from American GemSociety (AGS).

For more information about AIGR's graduate gemologists, please visit our website at .

Friday, August 11, 2017

How much should my jewelry be worth in order to need an appraisal?

At AIGR, we will tell you if we think an item would be valued at less than $500.00 retail.  We normally recommend that such an item not be appraised.  Some insurance agents tell their customers that they don’t need to appraise anything under $1500.00, $2000.00, or even $5000.00.  Sometimes this is not good advice.  You may have coverage for up to $5000.00 for jewelry included in contents of your home, but if you have multiple rings and chains that are each worth hundreds of dollars, they can easily add up to more than $5000.00.  It never hurts to have more documentation.  It is tempting to save money on appraisal fees, but the cost of an appraisal is probably less than the sales tax that you paid for the piece of jewelry.  Sometimes with estates, every item of jewelry needs to be documented and valued, no matter how insignificant it may seem.

Monday, August 7, 2017

Aren’t all jewelry appraisals the same?

All jewelry appraisals are not the same.  Some appraisals are really more “offers to buy” than they are appraisals.  Some appraisals may cost less but have only vague general descriptions with no photographs and unsupported dollar values.  We provide one of the most detailed reports in the industry using current market data so that you have all the pertinent facts and assessments that you need.  Our appraisal fees are lower than many jewelry stores around Denver.  More and more insurance companies are setting strict requirements for who does a jewelry appraisal and for how it is done.  We guarantee that your insurance company will accept the appraisal from one of our experienced GIA Graduate Gemologists.  If you need an appraisal for a legal or family matter, AIGR’s seasoned appraisers can provide all the information you will need in a legal document.  We also have a background in providing expert witness testimony.

Friday, August 4, 2017

Why can’t I just give the store receipt from purchasing my jewelry to the insurance company instead of paying for an appraisal?

If you have a loss, the burden of proof is on you to show the insurance company how much you have been damaged.  Many jewelry store receipts use generic descriptions without even mentioning the total carat weight of the gemstones in a piece of jewelry, let alone the quality of the gemstones.  Many insurance companies will not write you a check for what you paid for a piece of jewelry or even what it is appraised for.  They want you to go to their jeweler to get a replacement.  In order to get a replacement equal to what was lost, you need a detailed description of the jewelry including identification and grading of gemstones.

Wednesday, July 26, 2017

How can I find out how much my jewelry is worth?

The best way to find out the value of your jewelry is to have a disinterested expert examine the jewelry and give you a written report of the quality, condition, and value of the jewelry.

Friday, July 21, 2017

What is fine jewelry?

Fine jewelry is generally jewelry that is made from precious metals (gold, platinum, or silver) and gemstones.  The gemstones set in precious metals can be natural or man-made, precious or “semi-precious.”  At AIGR, we generally do not appraise anything that we don’t think is worth at least $500.00 retail value.  Some “costume” jewelry can be very valuable and may need to be appraised.